3CLS-’Toxic’-The Chapin Sisters – The best video clips are right here

Next, back to basics. Remember that houses are homes, not abstract transactions that can be made profitable with unreasonable levels of leverage/borrowing. I am not advocating a return to the horse-and-buggy days of lending. There is still a role for more conservative securitization, in which packages of home mortgages are sold to the restructured Fannie Mae and Freddie Mac, and a well-regulated private market. However, preserving the connection between originator and borrower is more likely to reduce fraud and consumer abuse.

This will require political and economic leadership to encourage Americans to return to the tough, unpleasant discipline of saving. At the heart of the current meltdown is a stark reality: America is the world’s biggest debtor in both the public…

Going forward, the impetus for organizing political change will emerge from regular citizens using the new communication tools to accomplish specific goals. Charismatic leaders will cease to perform the function that they have in the past. With such leaders removed from the equation, countless waves of change will compete and create unique actions, forming brief ad hoc social networking alliances and achieving very specific goals. The usual activist interventions, like feet-in-the street events planned by established coalitions, will continue to decline in influence.

It’s time the old Left began using Obama’s youth tools. In terms of process, the old Left has become conservative. The Obama Democrats, by using powerful democratizing youth tools, have in effect become the Left.

In a way similar…